Buying with Kimberly Modafferi

The acquisition of a property can plunge you into a series of complex deliberations.
It's essential to take the time to define your prerequisites and then assess your financial position to ensure it aligns with your desires. Prepare yourself for a redefinition of your priorities as you familiarize yourself with real estate market trends. Obtaining mortgage pre-approval before starting intensive visits is a prudent step. This shows your seriousness as a buyer in a competitive context and provides a clear perspective on your borrowing capacity, monthly mortgage payments, and the impact of various fees and taxes.
I am available to guide you through all stages of the buying process, including mortgage pre-approval, adjusting your criteria, and answering any questions you may have.

Following in-depth research regarding the title of the property of interest, and after ensuring the accuracy of the information, I present the detailed elements related to the property in question before drafting a purchase offer. I also provide an overview of comparable properties recently sold to justify the offered price.
A purchase offer includes various elements such as the purchase amount, anticipated closing and move-in dates. Moreover, it's vital to include specific clauses related to building inspection, obtaining mortgage financing, document review, and any other condition specific to your situation. It's wise to attach an up-to-date mortgage pre-approval to a purchase offer, thereby attesting to the seller your ability to honor the agreement.
Once you have signed the purchase offer, my role as a negotiator begins. I then submit your proposal to the seller, ensuring the protection of your interests while explaining the reasons for your offer.
After acceptance, my role as a guide continues. I ensure all documents are forwarded to your broker or mortgage specialist to facilitate the request with the lender. Furthermore, I provide recommendations for the building inspection, a crucial appointment I will attend. During this phase, I remain your point of contact for drafting various forms, whether related to modifications, notices, or follow-ups on conditions stipulated in your purchase offer.